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1-Year Fixed Rate Mortgage
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3-Year Fixed Rate High-Ratio Mortgage
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5-Year Fixed Rate High-Ratio Mortgage
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5-Year VRM Rate High-Ratio Mortgage
Mortgage Options
First Time Home Buying
Navigate your first home purchase with confidence and ease—expert guidance every step of the way.
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Last Minute Mortgage
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Second Mortgage
Unlock the value in your home with flexible second mortgage options tailored to fit your financial strategy.
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Home Equity With Heloc
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Construction Mortgage
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Commercial Mortgage
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Mortgage Refinance & Renewal
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Investment Mortgage
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01
What We Do
At Mortgage Wisdom, we pride ourselves on our commitment to providing personalized service, expert guidance, and transparent mortgage brokering. Our approach is built on the pillars of education, transparency, and exceptional customer service.
02
Our Approach
Our firm belief in the power of education, transparency, and exceptional customer service sets us apart. We don’t just assist you with your mortgage, we empower you with knowledge, allowing you to make informed decisions and achieve your home ownership goals.
03
Our Mission
our mission is to illuminate the path to homeownership and financial growth through personalized, expert mortgage guidance.Rooted in community and fueled by the wisdom of experience, we navigate the complexities of mortgage financing, ensuring our clients feel confident and supported every step of the way.
Our Mortgage Process
Step1: Apply in 30 seconds
Apply in 30 Seconds: Use our online form, and we’ll arrange a complimentary consultation with one of our Mortgage Advisors.
Step2: Get Offer
OFFER 1 | OFFER 2 | |
---|---|---|
5-Year Fixed | 5-Year Variable | |
Purchase Price | $850K | $850K |
Down Payment | $170K | $170K |
Rate | 4.99% | 5.69% |
Your Mortgage Amount | #680K | #680K |
Amortization | 25 Years | 25 Years |
Monthly payment | $3951 | $4226 |
Review Your Offers
Secure your mortgage swiftly and seamlessly, enjoying competitive rates from premier lenders in Surrey, Victoria, Calgary, and beyond. At Mortgage Wisdom, our devoted team of mortgage advisors stands with you from the initial application through to the gathering of documents and the successful closing of your mortgage. Experience unparalleled support and expertise every step of the way.
Step3: Get Funded
Secure Your Mortgage and Celebrate with Us! Our Team of Experienced Mortgage Brokers in BC is Just an Email or Phone Call Away.
FIRST HOME BUYERS
For first-time home buyers: 1. Know your budget 2. Build good credit 3. Save for a down payment 4. Explore mortgage options 5. Get pre-approved 6. Compare rates 7. Budget for closing costs and ongoing expenses 8. Stay within your means 9. Seek professional advice.
EARLY HOME RENEWAL
Early home renewal involves refinancing your mortgage before the original term ends. This process can be initiated to capitalize on lower interest rates prevailing in the market, thereby potentially reducing your monthly payments or securing more favorable loan terms.
SELF EMPLOYED
Canada sees a surge in small businesses, offering exciting opportunities. For entrepreneurs, minimizing taxes is key, and many use their companies to manage personal tax burdens. With streamlined processes, 90% insured programs, and non-income qualifiers, navigating mortgages for business owners becomes simpler, ensuring financial wisdom.
INVESTMENT PROPERTIES
For first-time home buyers: 1. Know your budget 2. Build good credit 3. Save for a down payment 4. Explore mortgage options 5. Get pre-approved 6. Compare rates 7. Budget for closing costs and ongoing expenses 8. Stay within your means 9. Seek professional advice.
Why Choose Mortgage Wisdom?
With Mortgage Wisdom, choosing us means gaining access to expert guidance and personalized service. Our team of experienced mortgage brokers simplifies the process, ensuring you make informed decisions that align with your financial goals.